Using a DSCR Loan for a Single-Family Rental Property
Published on: 23/03/2026
Yes, you can use a DSCR loan to buy a single-family rental property. The property’s rental income is what qualifies the deal—not your W-2, tax returns, or personal debt-to-income ratio. For Massachusetts investors looking at single-family rentals as a way into or through the DSCR market, here’s what to know before you talk to a lender.